Do you possess fluency in any foreign language? NO YES If yes, give details:

List any skills or training that are not listed in this section or the section concerning employment.
(Include hobbies or other interests.)

Credit history - loan information; List below the details concerning all loans currently outstanding
in which you or your spouse are principal debtor, mortgagor, co-signer, guarantor, or survey
(Mortgage, car loans, personal loan, etc.)