14. Cyber Liability

Coverage Limit
Cyber Liability

15. Workers’ Compensation

Coverage must comply with Indiana Workers Compensation Statutes.

Coverage Limit
Employers Liability – Each Accident
Employers Liability – Disease (Policy Limit)
Employers Liability – Disease (Each Employee)
Experience Modification Factor
Buffer Limit
Buffer Excess of (Retention)

16. Premium Summary

Proposers must provide annual premium estimates for each coverage line listed below.

Coverage Line Annual Premium
Property
Inland Marine
Crime
Drone Liability
General & Professional Liability
Employee Benefits Liability
Law Enforcement Liability
Public Entity Management Liability
Automobile Liability
Auto Physical Damage
Umbrella Liability
Third Party Administrator – Liability / Auto / Property
Workers’ Compensation Buffer
Workers’ Compensation Excess
Workers’ Compensation TPA Fee
Cyber Liability
Broker Service Fee (if applicable)

17. Total Program Cost