E. Public Officials Liability / Errors & Omissions

Coverage protecting the County, elected officials, and employees for claims arising from:

• Administrative decisions
• Regulatory actions
• Employment practices liability
• Wrongful acts by public officials

Coverage should include:

• Defense costs
• Coverage for board, commissions, and advisory bodies
• Employment practices liability

F. Workers’ Compensation

Coverage for statutory worker’s compensation obligations under Indiana law, including:

• Workers’ compensation benefits
• Employer’s liability coverage
• Occupational disease coverage

G. Cyber Liability and Data Breach Coverage

Coverage addressing risks related to:

• Data breaches
• Cyber extortion
• Ransomware attacks
• Network interruption
• Privacy liability
• Digital asset restoration

Coverage should include incident response support and cyber forensic services.

H. Umbrella / Excess Liability

Respondents should propose umbrella or excess liability coverage providing additional limits above underlying liability policies.